harleygirl
Working for the weekend
OMG!! I had no friggin idea........my 4 acres is worth 10 times more than my house!elaine said:
LordStanley
I know nothing
Pete said:
No, I didnt say anything about being lazy...At least they have a job.
Everyone can make sacrifices and budget themselves to survive.
But if you fail to provide insurance for your family, why should I be burdend.
LordStanley
I know nothing
Lilypad said:
Not anymore... Its slowly becoming a buyers market. the more expensive houses are staying on the market a lot longer than last year. The only reason we sold ours so quick, was because it was in a nice neighborhood and it was afordable. The house we just bought, we low-balled the sellers by 20K and they bit. Sucks for them, better for us.
Pay attention to the houses between $350,000 to $450,000. It will take months before they are sold. You'll see more "just reduced" for a quick sale posted on the papers and websites.
willie
Well-Known Member
Not at all unreasonable to ask that price for that house in CRE. If it is in good condition, the final sales should be around 150k. Look in the county paper where they list homes that have sold and their sale price (not the asking price). Pick a few in the 190-220k range and then go look at them. Very few bargains out there.Bronwyn said:
Pete
Repete
My point is that the country needs ditch diggers and lettuce pickers too. Not everyone is intellectually equipped to make big coin and thus cannot afford many of the services that are marketed to the median income. The point is this country will never have the stomach to see people starving on the streets and dying from curable diseases or injuries because they simply cannot afford medical care or food so it is ALWAYS going to be a burden; It is called "civilized society". A 42 year old burger flipper who gets up every morning and goes to Checkers, pays his bills, raises his kids, pays his taxes DOES deserve your sympathy should he befall a serious medical condition and huge hospital bills.LordStanley said:
LordStanley
I know nothing
Pete said:
so then is it fair that rich people have to pay for their medical bills or at least medical insurance, and poor people do not?
Lilypad
Well-Known Member
I stand corrected LordStanley-LordStanley said:
It is indeed a buyers market and has been for months..my bad!
The average price of a St Marys county home is $339,138, 6/06, according to the MD Assoc. of Realtors.
In 6/01 the average price of a home was $176,398.
Again, I'm curious if the owner is selling the house or a realtor?
Here's an interesting article on the subject, although I don't know if it has hit this area yet.
http://www.breitbart.com/news/2006/07/27/060727164635.phgh289u.html
http://www.breitbart.com/news/2006/07/27/060727164635.phgh289u.html
LordStanley
I know nothing
Warron said:
Maybe the intrest rates will drop and everyone will be able to afford a house and medical insurance at the same time....
then we can all live happily ever after
Pete
Repete
It is much more fair for that to happen than it is for a 5 year old in Mississippi to die from complications from an ear infection because her momma doesn't have insurance because "Dave's Choke and Puke Diner" in Tupelo doesn't offer medical as a bennie and she cannot afford it out of pocket.LordStanley said:
Abby
Abby
What I have read (I'll try to find the article) is that the Baby Boomers, having been encouraged to get loans against their property all these years to live a better lifestyle, and now so many having had their retirement taken away (ALL 4 of my parents are in this situation) are pulling their money out of real estate to pay off their debt and have money to live on.
I have driven all over the tri-state area in the last six months I have seen property for sale on almost every street, in every town, rural or urban, sometimes 4 in a row, of all types. Last year I heard that 50% of homes sold were second homes, and property values were helped to drive up by this, creating an ideal situation for people looking to downsize and pay off some debt.
Anyone knowing better than me please speak up- I've been very curious if my assessment is correct.
If I am- I'd say wait a year, if you are looking to buy, so that the bubble can pop. Property values will plummet as these homes sit unsold.
As for one parent "on their azz at home"- There are people out there that milk their at-home status and are true parasites, this is very so. But there are many more people, like me, that couldn't afford college for whom manual labor or customer service are the only choices.
I waitressed off and on for years, when I could afford to, but I periodically re-examined the cost of working (clothes, food, gas, and daycare if my family wasn't available) to see if it was still economical. Every time that my family couldn't help with my kids it came out that it would cost within $20 of my salary to go to work- or as much as $100 more than I made. Once it came to $50 less than my salary, but I had to ask myself- is it worth $50 a week for strangers to raise my kids? There was always something I could do by staying at home- growing veggies, making my own household supplies, making meals from scratch, conserving energy, etc.- that saved more money than that $50, that I wouldn't have time to do if I worked. To date, my kids have never been in daycare. I hear the other parents in the doctor's office complain about how young kids get sick so often in daycare and I am relieved I was able to be frugal all these years.
Books and sites like Miserlymoms.com and frugalhomemaker.com really helped, but mostly it was having a loving and supporting family. I wish everyone could have one, but the world is painted in shades of gray- try not to judge people, especially with such broad strokes. There's enough pain in life already.
_____________
I have driven all over the tri-state area in the last six months I have seen property for sale on almost every street, in every town, rural or urban, sometimes 4 in a row, of all types. Last year I heard that 50% of homes sold were second homes, and property values were helped to drive up by this, creating an ideal situation for people looking to downsize and pay off some debt.
Anyone knowing better than me please speak up- I've been very curious if my assessment is correct.
If I am- I'd say wait a year, if you are looking to buy, so that the bubble can pop. Property values will plummet as these homes sit unsold.
As for one parent "on their azz at home"- There are people out there that milk their at-home status and are true parasites, this is very so. But there are many more people, like me, that couldn't afford college for whom manual labor or customer service are the only choices.
I waitressed off and on for years, when I could afford to, but I periodically re-examined the cost of working (clothes, food, gas, and daycare if my family wasn't available) to see if it was still economical. Every time that my family couldn't help with my kids it came out that it would cost within $20 of my salary to go to work- or as much as $100 more than I made. Once it came to $50 less than my salary, but I had to ask myself- is it worth $50 a week for strangers to raise my kids? There was always something I could do by staying at home- growing veggies, making my own household supplies, making meals from scratch, conserving energy, etc.- that saved more money than that $50, that I wouldn't have time to do if I worked. To date, my kids have never been in daycare. I hear the other parents in the doctor's office complain about how young kids get sick so often in daycare and I am relieved I was able to be frugal all these years.
Books and sites like Miserlymoms.com and frugalhomemaker.com really helped, but mostly it was having a loving and supporting family. I wish everyone could have one, but the world is painted in shades of gray- try not to judge people, especially with such broad strokes. There's enough pain in life already.
_____________
Ponytail
New Member
Abby said:...
Books and sites like Miserlymoms.com and frugalhomemaker.com really helped, but mostly it was having a loving and supporting family. I wish everyone could have one, but the world is painted in shades of gray- try not to judge people, especially with such broad strokes. There's enough pain in life already.
_____________
Thanks for posting those websites. I know a few folks that will find them very helpful in the coming years!
B
Bronwyn
Guest
Tigerlily said:So you saw Friday's Oprah show too?
Sure did
B
Bronwyn
Guest
On Jan 1, 2006 the land was appraised at $45,000. The house was appraised at $92,740.greyhound said:
It was $10K in 1987 in the 7th district when I was about to get married and build a house. What is the 4.5 acres next to you? Swamp? If it's buildable, someone just got one HELL of a deal!!
W
WildHorses
Guest
LordStanley said:
The point is the "rich" may have the ability to pay for their medical bills whereas the "poor" may not because they are using every penny they make to take care of the day to day living expenses. No one "expects" a medical emergency, but it happens and the "poor" should not be penalized because they weren't "prepared". Sometimes there is a choice between paying for medical insurance (insuring against something that might happen) and paying for rent and/or groceries (a reality in need of immediate attention).
somdrenter
Sorry, I'm not Patch...
Warron said:
Inventory in St. Mary's is back up to April 2000 levels.