Is this a good idea?

R

RadioPatrol

Guest
Health Coverage on my last job was $690 per month for Family .... :whistle:
 
R

RadioPatrol

Guest
Nope worked for a small business, 6 employees and that was for myself, wife and child from Atena
 

Sonsie

The mighty Al-Sonsie!
I have us insured under 2 plans, hubby's and mine. Money man says we are wasting cash but I am paranoid after a youth spent with terminally ill family members. much bigger umbrellas but we don't pay so much for 2 policies.

Now dental makes me faint!!! Outrageous.
 
Last edited:

Mikeinsmd

New Member
I'd like to know how many people who "can't" afford insurance are spending $15 a day on smokes and booze. Or for that matter on a starbucks habit? When I retired I cut back on a lot of things I enjoy. I was amazed at how much money I had been casually throwing away on convience items and services. Now I know a lot of folks simply cannot afford any insurance much less nice extras, but I'd really like to know how many could if they just knocked off/cut back starbucks, eating out, dry cleaning, lottery tickets, and clubs. Many people these days don't seem to realize sometimes you need to sacrafice pleasure and be responsible.
Thank you for seeing my point. I was trying to be subtle about it. I think the smart folks picked up on it. :yay:
 

Mikeinsmd

New Member
You see Mikey, that's why your broken ideology is causing the demise of the white race in America...

Because what's happening today is responsible people are having less kids while the illegal immigrants have 10, and then these same responsible people that saved to pay for their problems are paying for those 10 children too...

:smack:
Did you just blame illegal immigration on me? :killingme
 

Lenny

Lovin' being Texican
We have to pay our sucky HMO Tricare quarterly payments. Oh, and if you forget about that payment because it only happens quarterly, they don't even remind you - they just boot you out of their prime coverage and put you in their standard plan. Guess what? Under that plan, you pay 20% of the bill. Wanna pay 20% of a heart attack bill Mikey?

My doctors have to ask sucky Tricare if they'll authorize such and such treatment before they can send me to get it...

I pay co-payments when I go off base...

Granted, I'm getting off cheaper than many Americans, but this country has serious health care issues...

Sounds like you have the same style insurance 80% of the insured has.
The only advantage you have is that you pay 80% less than they do. And the really great thing is that you don't have to use it. You can vote with your feet. You can purchase the same insurance those other 80% do and then you have something to ##### about. But if you exercise your option to stay with TRICARE, learn how to be greatful.
 

awpitt

Main Streeter
What about people who opt for no health insurance but are able to pay for their medical care from their own pocket?
I don't think they should have to buy a "full coverage" type of policy because they can afford to pay out of pocket for the routine office visits and urgent care type of stuff but it would probably be a good idea for them to buy a basic catostrophic health insurance polict to cover the big stuff unless they have a ton of money in the bank.
 

awpitt

Main Streeter
Is it really within our Constitution to require a free American to buy insurance whether they want it or not?
I don't think this is addressed in the constitution; otherwise, we wouldn't have to buy auto insurance which is required by most states if not all.
 

AndyMarquisLIVE

New Member
I would expect responses like this from someone who can't afford a house and wants uncle sam to pay for everything for him. :duh:

Get off your ass, get a job, pay your bills. I do it, you can too. :smack:

Why should I pay YOUR medical bills??? :smack:
YOU and I already do. I don't have health insurance, but my taxpayer dollars pay someone else's insurance.

If I get sick, I miss work for a minute while I ccontinue to be taxed out my azz for someone else to have what I need to live.

IF everybody has to have insurance, the price will be driven up by the insurance companies to the point that the average consumer won't be able to afford it.
 

godsbutterfly

Free to Fly
I am going to have to do more looking around. My husband and I own a business with 4 employees and we pay for their Health Insurance and they are killing us with the premiums we have to pay for family coverage. We pay for Vision and Dental for them as well but still...if we could do $690.00 a month we would be turning cartwheels!
 

Thor

Active Member
What about illegal immigrants in Boston and other cities, are they responsible for these same fines or will liberal Mass. just weigh their fines.

What about them? Perhaps once insurance is mandatory hospitals will have the right to refuse service to those farking leaches.
 

awpitt

Main Streeter
I am going to have to do more looking around. My husband and I own a business with 4 employees and we pay for their Health Insurance and they are killing us with the premiums we have to pay for family coverage. We pay for Vision and Dental for them as well but still...if we could do $690.00 a month we would be turning cartwheels!
Small businesses should be allowed to form Co-Ops that would allow them to purchase insurance at the same rates that the bigger companies do.
 

SpriteZero

New Member
Go read the ENTIRE article/law.

There are options for those that do not have $$$ to pay..

The cost to the state by uninsured people is in the millions.
Who do you think pays for the hospital bill for some thug who is shot in a drug fight?
The state, and where does that money come from? The taxpayers...and that money is supposed to go for other things...roads, school, services. not some medical bill by an uninsured person.

Mass. enacted Universal Health care back in 1988.
"Last year Massachusetts enacted a universal health care law that envisions coverage of its 612,000 million uninsured people, or 10 percent of the population, by 1992."


But with gaps in the coverage and defaults in payments of hospital bill, and that placing hospitials in the red, the state is forced to get people to comply and GET insurance.

The medical insurance industry is a complicated one and who pays for who is just as complicated.
With all the cases of Medicare fraud and over-payments, and the hospitals being forces to cut back, the tise needs to be turned and Mass. is trying to do just that.

I think it wise to underatand the entire situation before we Marylanders complain about what Mass. is doing.
Better still, would be to learn from them in the event Maryland decides to so the same thing.

Look at Shock Trauma Center in Baltimore...
How may UNINSURED shooting/drug related victims are treated and how many PAY for their critical care?

If the patient does not pay, then someway or another, you and I pay.
 

ImnoMensa

New Member
I don't think this is addressed in the constitution; otherwise, we wouldn't have to buy auto insurance which is required by most states if not all.


Buying auto insurance cannot be equated in any way with this bills.

Having an automobile is a choice, and driving a privilege ,and the state says you must have insurance if you decide to have an auto
.

What we are of speaking here is life. You are given no decision. If you breathe, you buy insurance.
 

awpitt

Main Streeter
Buying auto insurance cannot be equated in any way with this bills.

Having an automobile is a choice, and driving a privilege ,and the state says you must have insurance if you decide to have an auto
.

What we are of speaking here is life. You are given no decision. If you breathe, you buy insurance.
Excellent point. I stand corrected.
 

ImnoMensa

New Member
Hospitals should never have the option of turning away critically ill or injured persons who come to emergency rooms no matter whether they have insurance or not.

What kind of human could look at a person bleeding with blood spurting from an open wound and refuse a bandage that would save a life. None that I care to meet. Illegal or not critically ill or injured persons must be treated.

Like most laws involving taxing Americans ,this one will screw the middle guy. The poor bastid who can hardly afford to make ends meet but is feeding his kids and putting a roof over their heads, but doesnt qualify for Government bennies.

Now he has the added expense of medical insurance he cant afford.
Medical insurance is one thing many Americans cannot afford to have and cannot afford not to have. Damned if you do, Damned if you dont. Sooner or later not having insurance will catch up with everyone , Some sort of Medical aid is a necessity,but is this the way to do it?? IMO it isnt.
 
Top