But you have to ask yourself, if you were in their situation where they couldn't sell the house because of the decline in home values, would you just walk away and let the house go into foreclosure and wreck your credit, or would you suck it up and try not to murder each other for the greater good in the end?
This may work for some people, but not for me. It really depends on the reason for the relationship failing, I guess. Why bother to get a divorce when they still plan to live together? It's confusing for their kids & could certainly cause issues in new relationships or stop them from moving on to a healthy new relationship. Money/credit aren't everything, although I'm thankful my credit score is really good or hubby & I wouldn't have this house.
My ex-fiance has anger mgmt/control issues, which is why I ended our relationship & called off the wedding. There's no way in hell I would have lived with him after leaving, whether we owned a home together or not. Luckily, I didn't marry him & we hadn't purchased a home yet as planned. So that made it a lot easier for me. As it was, I dealt with 2 yrs of stalking & threats after I left him even after I had moved out of state. Live with him? No way!
My hubby's Ex is a psycho. During the last few months before he left her & filed for divorce, he slept in the guest room with a dresser in front of the door because he was worried that she'd kill him in his sleep. She then tried to run him over with her truck in their front yard. No amount of money or saving his credit was worth living with her. His credit did suffer for a while because of the divorce but he's still alive & now has a much happier life.