RAL Denials

Pete

Pete

Repete
sockgirl77 said:
Do you have credit cards? Do they charge interest? Car payment?
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What they are trying to tell you is that the $300 fee amounts to a criminally high interest.

Lets just say it takes 30 days for your tax return. $300 interest fee for 30 days on $7,000 would come out to an annual interest rate of something like 51%. Think of what you can do with $300 if you can possibly hold on for 30 days for the refund. A hell of a spa day, 2 months of power bills, a free car payment, 3 dinners for 2 at Cafe des Artist.
 
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nomoney

nomoney

....
pcjohnnyb said:
Where I come from, people advise somebody if they're wasting $300...but I guess that's just me :shrug:
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You weren't "advising" anything. You were telling her she was wrong. You then proceeded to argue about if she "needed" it or not, which really isn't any of your business to begin with. Different strokes for different folks. They all can't be as perfect as you mr. stickshisnoseineverythingjohnny
 
JULZ

JULZ

BFJ
Pete said:
What they are trying to tell you is that the $300 fee amounts to a criminally high interest.

Lets just say it takes 30 days for your tax return. $300 interest fee for 30 days on $7,000 would come out to an annual interest rate of something like 129%. Think of what you can do with $300 if you can possibly hold on for 30 days for the refund. A hell of a spa day, 2 months of power bills, a free car payment, 3 dinners for 2 at Cafe des Artist.
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Thank you for breaking that down for me.
 
sockgirl77

sockgirl77

Well-Known Member
I accomplished what I needed to. I warned anyone who may go through this. Have fun advising against the RAL. :yay:
 
sockgirl77

sockgirl77

Well-Known Member
pcjohnnyb said:
For all of us, Pete.
THAT is what was trying to be said, and maybe people will see the logic now...maybe not..but at least it is there in black and white :yay:
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Ever go to Fast Stop Tag and Title because it is easier than dealing with MVA? Same scenario. You pay extra to get the service how you want it and when you need it. You may not need your refund now and that is dandy. I wish that was the case for me.
 
aps45819

aps45819

24/7 Single Dad
sockgirl77 said:
Ever go to Fast Stop Tag and Title because it is easier than dealing with MVA? Same scenario. You pay extra to get the service how you want it and when you need it. You may not need your refund now and that is dandy. I wish that was the case for me.
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If you need the money you earn, why do you give it to the government?
 
C

czygvtwkr

Guest
sockgirl77 said:
Ever go to Fast Stop Tag and Title because it is easier than dealing with MVA? Same scenario. You pay extra to get the service how you want it and when you need it. You may not need your refund now and that is dandy. I wish that was the case for me.
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Actually that saves you time of driving to Waldorf, if I work those two hours that I would have spend going to and from Waldorf then I come out way ahead.
 
aps45819

aps45819

24/7 Single Dad
czygvtwkr said:
Actually that saves you time of driving to Waldorf, if I work those two hours that I would have spend going to and from Waldorf then I come out way ahead.
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Last time I went in to renew my registration girl working there told me they wanted and extra $30 and then said I had to wait till she got back from her lunch break.

I drove to Loveville
 
Jigglepuff

Jigglepuff

Chin Jiggla!
sockgirl77 said:
Just a FYI to those applying for a RAL this year. If you received a stimulus check mid-year, you will be denied a RAL. Apparently the IRS is rechecking returns this year to verify that the correct stimulus amount was dispursed. IRS, Jackson Hewitt, and Santa Barbara Bank are telling me that some people received too little and are getting what is owed added to their return. If you apply and get denied the RAL you have to wait 2 weeks to get your return, even if it is a direct deposit. So much for e-filing. :frown:
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I hope everything works out for you.

Yea the stimulus check messed up several peoples tax situation.
 
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