Check your credit card

ArkRescue · Feb 26, 2015

I deal with Amazon regularly and if there was any fraud I didn't notice it. I will make a bundled purchase, and it doesn't always show up in amounts you recognize on your CC statement. I would have to be able to add up a couple items to match the charge or divide up the lump sum to the individual components to match them up. Best I can tell, I'm good. It'll get easier to monitor since I am not going to use the card much as I need to pay it down AGAIN. Your credit score is negatively affected by having high balances on your CC's. I need to get my credit score to go up so that means drop the CC balances by at least 1/2!

Pete · Feb 26, 2015

DoWhat said:
New sombrero?

No idea. I asked the fraud lady "If they were going to use my CC why not go big? $80 at Walmart hardly seemed worth it." She said that was a test run. Typically they will do a few small purchases and if they work they come back with the BIG ones. Takes them about 24 hours.

lovinmaryland · Feb 26, 2015

Pete said:
No idea. I asked the fraud lady "If they were going to use my CC why not go big? $80 at Walmart hardly seemed worth it." She said that was a test run. Typically they will do a few small purchases and if they work they come back with the BIG ones. Takes them about 24 hours.

That is what happened when they hacked my card. Made like 3 or 4 smaller purchases (one is Paris, Ireland, England) then one large purchase. BOFA returned the money 24 hours after I filed the fraud forms.

ArkRescue · Feb 26, 2015

lovinmaryland said:
That is what happened when they hacked my card. Made like 3 or 4 smaller purchases (one is Paris, Ireland, England) then one large purchase. BOFA returned the money 24 hours after I filed the fraud forms.

currently I probably don't have to worry much because with my credit charged close to the limit, they'd get denied LOL

Pete · Feb 26, 2015

lovinmaryland said:
That is what happened when they hacked my card. Made like 3 or 4 smaller purchases (one is Paris, Ireland, England) then one large purchase. BOFA returned the money 24 hours after I filed the fraud forms.

Both Barclays and USAA have robust fraud software. Within 30 minutes of the purchase I had a text form USAA asking me to verify the purchase because it was suspicious.

Chasey_Lane · Feb 26, 2015

Here are all the fraudulent charges. Some of them are funny like the Pizza Hut delivery. :lol:

02/26/15 G NETWORKS 3.39
02/26/15 CABELAS INC. 5.00
02/26/15 PAYPAL
02/26/15 Tattoo You By Big Tony 0.69
02/26/15 TRAVEL RESERVATION
02/26/15 TRAVEL RES INDONESIA 32.65
02/26/15 WWW VISTAPRINT COM
02/26/15 PAYPAL
02/26/15 PAYPAL *GLOWTOUCHTE 3.23
02/26/15 1FACE WATCH 546.99
02/26/15 ETECH PARTS, LLC. 95.28
02/26/15 GOOGLE *MARKETPLACE
02/26/15 STARDOLL USD 47.40
02/26/15 STORENVY.COM
02/26/15 STORENVY*GETWITHIT 37.00
02/26/15 TINYPRINTS.COM 64.99
02/26/15 TINYPRINTS 64.99
02/26/15 FLIPKART.COM 17.01
02/26/15 PIZZA HUT DELIVERY 17.91
02/26/15 PAYMENTWALL 4153497560 8.00

Monello · Feb 26, 2015

DoWhat said:
New sombrero?

Nope, tequila & dos XXXXs

lovinmaryland · Feb 26, 2015

Chasey_Lane said:
Here are all the fraudulent charges. Some of them are funny like the Pizza Hut delivery.

02/26/15 G NETWORKS 3.39
02/26/15 CABELAS INC. 5.00
02/26/15 PAYPAL
02/26/15 Tattoo You By Big Tony 0.69
02/26/15 TRAVEL RESERVATION
02/26/15 TRAVEL RES INDONESIA 32.65
02/26/15 WWW VISTAPRINT COM
02/26/15 PAYPAL
02/26/15 PAYPAL *GLOWTOUCHTE 3.23
02/26/15 1FACE WATCH 546.99
02/26/15 ETECH PARTS, LLC. 95.28
02/26/15 GOOGLE *MARKETPLACE
02/26/15 STARDOLL USD 47.40
02/26/15 STORENVY.COM
02/26/15 STORENVY*GETWITHIT 37.00
02/26/15 TINYPRINTS.COM 64.99
02/26/15 TINYPRINTS 64.99
02/26/15 FLIPKART.COM 17.01
02/26/15 PIZZA HUT DELIVERY 17.91
02/26/15 PAYMENTWALL 4153497560 8.00

Wth did the get for .69 from big tony :roflmao:

lovinmaryland · Feb 26, 2015

ArkRescue said:
currently I probably don't have to worry much because with my credit charged close to the limit, they'd get denied LOL

yeah they didnt get much from my card either :nomoney:

Pete said:
Both Barclays and USAA have robust fraud software. Within 30 minutes of the purchase I had a text form USAA asking me to verify the purchase because it was suspicious.

Nice! I got a call when the big one went through not the little ones.

Chasey_Lane · Mar 30, 2015

My credit card has been stolen AGAIN!!!! :roflmao:

somdfunguy · Mar 30, 2015

somdfunguy said:
Wouldn't matter if it was a subvendor. They don't see payment info.

That being said I would be more worried about the device used to make the purchase than Amazon. Disconnect it and start looking to see if you have malware.

This

software, top of the line, new means nothing if it there is a vulnerability. especially if it is a zero-day

Chasey_Lane · Sep 24, 2015

Going for round 3, only this time it is my debit card. I have no idea how, but someone was able to duplicate my debit card and withdraw about $2000 from various ATMs in the Baltimore area in a span of 3 days.

Has this happened to anyone before?

Monello · Sep 24, 2015

Chasey_Lane said:
Going for round 3, only this time it is my debit card. I have no idea how, but someone was able to duplicate my debit card and withdraw about $2000 from various ATMs in the Baltimore area in a span of 3 days.

Has this happened to anyone before?

They should have video from the transactions. Time for fingerprint recognition software to be implemented.

Chasey_Lane · Sep 24, 2015

Monello said:
They should have video from the transactions. Time for fingerprint recognition software to be implemented.

Hopefully. The ATMs were located at a 7-11, Walgreens, and CapitalOne. I know I'll get the money back (in 10 days). Not sure the thief(ves) will be caught, but that's okay as it's on their karma!

somdfunguy · Sep 24, 2015

Skimming is easy. A tiny device is set to capture your card and a pinhole camera gets the pin. Always cover the entry of your pin with another hand. Also grab the card entry slot and pull and see if it comes out.

http://krebsonsecurity.com/2015/09/tracking-a-bluetooth-skimmer-gang-in-mexico/ is a high level overview.

kwillia · Sep 24, 2015

So now that credit cards are being reissued with "chips" in them... will this really kill the "skimming" and "duplication" fraud?

GWguy · Sep 24, 2015

kwillia said:
So now that credit cards are being reissued with "chips" in them... will this really kill the "skimming" and "duplication" fraud?

That's the idea.

My new debit card does not store the PIN on the card. PINs are now changed/updated by phone or website making it tough to copy.

kwillia · Sep 24, 2015

GWguy said:
That's the idea.

My new debit card does not store the PIN on the card. PINs are now changed/updated by phone or website making it tough to copy.

Now we just have to wait for all businesses to switch to chip readers so that there is 100% enforcement of only allowing a purchase based on the chip when making a purchase in person. It won't help with online shopping though... :ohwell:

GURPS · Sep 24, 2015

Bank Card + Finger Print + facecam + ? to get cash out :lol:

GWguy · Sep 24, 2015

I'm going back to writing checks. To heck with the complainers on line behind me.

Check your credit card

Adopt me please !

Repete

Well-Known Member

Adopt me please !

Repete

Salt Life

Smarter than the average bear

Well-Known Member

Well-Known Member

Salt Life

not impressed

Salt Life

Smarter than the average bear

Salt Life

not impressed

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INGSOC

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