kara teoke
Not in SOMD any more
What does that have to do with anything?
What does 2013 have to do with anything?
What does that have to do with anything?
I thought cheeseburgers were 89 cents. Granted that was a some years back. They've gone up that much?There is no minimum. If a merchant charges a minimum, they do so on their own accord and I will not patronize them. You can go to McDonalds and get a $1.20 cheeseburger and pay by card.
I paid my daughter's college expenses on plastic to get a 1% cash back award. Is this acceptable?
I went to a liquor store a year ago and informed them they had to accept my CC charge of 8.99 or so (they had no idea)
I have a roll of quarters in my car for when I travel and encounter toll booths.
I do NOT carry cash.
Plastic is my friend. Cash can be stolen and never replaced.
I am reviewing my monthly merchant credit card statement and just want to let you rewards credit card holders know that we, the merchants, are paying for your free TVs and 'round the world excursions! I am paying as much as 3.6% of every dollar you spend in my store so you can bask in the sun in Jamaica. For the average Joe with the no frills credit card, I only have to pay 1% of every dollar you spend.
To make it simple for ya - if the rewards card customer spends $100 in my store, I pay a total fee of $3.60 when I swipe your card. I only pay $1 for that same $100 purchase if you have no rewards card. I still like cash at my business. And don't give me the argument that it costs a lot of money to take cash to the bank for deposit. I could go to the bank twice a day every day of the month and not spend as much money in vehicle and payroll expense as I do in credit card fees. And with cash, I have your money when you walk out of the door, not 2-4 days from now when the credit card company decides to give it to me.
And while I am at it, if merchants have agreed to accept Visa and Mastercard at their business, they are NOT, I repeat, NOT allowed to impose a minimum charge to your card. You, the consumer, can charge $.50 to your card if you choose. If you encounter a retailer that imposes a minimum, you inform that retailer that they will accept your card for whatever amount you choose and that you will call Visa/Mastercard to report them. If I have to play by these rules, all other retailers should play by the rules as well - white, black, hispanic, or illegal immigrants!
Thanks for listening - rant over.
I am so sorry you are having this problem. Please tell me the name of your store so I don't burden you further.
He owns McDonald's, Giant and WaWa ..........
I thought cheeseburgers were 89 cents. Granted that was a some years back. They've gone up that much?
That's what I had thought too. Thai Inter had a minimum of $15, but the new owners have changed that policy.
Isn't the fee charged to the business cheaper for a debit transaction than for a credit transaction? I'm not sure why so many businesses just run all of the charges as credit
I'm not government
I am reviewing my monthly merchant credit card statement and just want to let you rewards credit card holders know that we, the merchants, are paying for your free TVs and 'round the world excursions! I am paying as much as 3.6% of every dollar you spend in my store so you can bask in the sun in Jamaica. For the average Joe with the no frills credit card, I only have to pay 1% of every dollar you spend.
To make it simple for ya - if the rewards card customer spends $100 in my store, I pay a total fee of $3.60 when I swipe your card. I only pay $1 for that same $100 purchase if you have no rewards card. I still like cash at my business. And don't give me the argument that it costs a lot of money to take cash to the bank for deposit. I could go to the bank twice a day every day of the month and not spend as much money in vehicle and payroll expense as I do in credit card fees. And with cash, I have your money when you walk out of the door, not 2-4 days from now when the credit card company decides to give it to me.
And while I am at it, if merchants have agreed to accept Visa and Mastercard at their business, they are NOT, I repeat, NOT allowed to impose a minimum charge to your card. You, the consumer, can charge $.50 to your card if you choose. If you encounter a retailer that imposes a minimum, you inform that retailer that they will accept your card for whatever amount you choose and that you will call Visa/Mastercard to report them. If I have to play by these rules, all other retailers should play by the rules as well - white, black, hispanic, or illegal immigrants!
Thanks for listening - rant over.
Well, I don't have any credit cards, but I do use my debit card all the time. Just curious, do you have to pay (as the retailer) if I use my debit card as a credit instead of a debit? I usually do it as a credit, because for some reason I used to get charged $1.00 per transaction if I used it as a debit. Now I just do everything credit. The bank doesn't charge me any fees to do it this way.
Good question. We, as a consumer, have to pay if we tell the merchant "debit" and don't have to pay our bank if we say "credit".
There are still many people out there who do not know this.
I found out the hard way. Like I said, I use my debit card all the time. I had something like 38 transactions in a month. Cost me the $38 bucks. Now everything is credit. Pisses me off when the retailer will only do debit, and I have to pay the fees! MY RANT.
I have never had a retailer tell me i could only use debit....
I have never used it as a debit card.... i have always done credit.
I found out the hard way. Like I said, I use my debit card all the time. I had something like 38 transactions in a month. Cost me the $38 bucks. Now everything is credit. Pisses me off when the retailer will only do debit, and I have to pay the fees! MY RANT.
I have never had a retailer tell me i could only use debit....
I have never used it as a debit card.... i have always done credit.
I found out the hard way. Like I said, I use my debit card all the time. I had something like 38 transactions in a month. Cost me the $38 bucks. Now everything is credit. Pisses me off when the retailer will only do debit, and I have to pay the fees! MY RANT.
Not if you're a credit union member. I use Navy Fed and have no fees.Good question. We, as a consumer, have to pay if we tell the merchant "debit" and don't have to pay our bank if we say "credit".
There are still many people out there who do not know this.