FINANCING the ENGAGEMENT RING...

[Qurious]

Uhhhhhhhhhhh No.


Your thoughts?

 

[kwillia]

Uhhhhhhhhhhh No.


Your thoughts?

So...:shrug:

 

[mainman]

Uhhhhhhhhhhh No.


Your thoughts?

Whats the big deal?

 

[Qurious]

So...:shrug:

R u married?

Was your ring financed? You dont see a problem with this?

 

[Qurious]

Whats the big deal?

its common sense you get a ring you can afford and not have to finance.

 

[Speedy70]

If you have to finance it, you can't afford it.

 

[aps45819]

Uhhhhhhhhhhh No.


Your thoughts?

It would depend on the finance charges/rate. Same as buying anything else.

 

[aps45819]

its common sense you get a ring you can afford and not have to finance.

That applies to cars and washing machines also.

 

[kwillia]

R u married?

Was your ring financed? You dont see a problem with this?

I've been married 16 years so far. We did not finance my ring because I did not pick out an expensive one. But if another couple choses to pick out an expensive one that needs to be financed, it is their decision and their budget...:shrug:

 

[kwillia]

If you have to finance it, you can't afford it.

Dur, hence the financing.

 

[Chasey_Lane]

If you have to finance it, you can't afford it.

Does this theory include cars, houses, boats, and vacation's?

 

[kom526]

I had to put both of her rings on lay away. I was just starting to make ok money but not enough to do an outright purchase. :shrug: Then again this was about 13-14 years ago.

Do you consider putting the purchase on a credit card as financing or are you talking about in store financing and the exorbinant rates they charge?

 

[Techno Kat]

Does this theory include cars, houses, boats, and vacation's?

In my opinion, yes. Why else would someone be willing to pay to borrow money if they could afford to purchase an item upfront?

 

[mainman]

Does this theory include cars, houses, boats, and vacation's?

Oh no.. Just the ring...

 

[Chasey_Lane]

Do you consider putting the purchase on a credit card as financing or are you talking about in store financing and the exorbinant rates they charge?

Wouldn't that be the same?

 

[Speedy70]

Does this theory include cars, houses, boats, and vacation's?

A car and a house are different, you need those things. A ring is not a necessity. We've never financed a vacation.

 

[Chasey_Lane]

In my opinion, yes. Why else would someone be willing to pay to borrow money if they could afford to purchase an item upfront?

That means we have a lot of people who cannot afford most things they have.

 

[Chasey_Lane]

A car and a house are different, you need those things. A ring is not a necessity. We've never financed a vacation.

But it is still financing. I know people who use credit cards just for the perks. :shrug:

 

[sockgirl77]

I would think that most people finance the ring. Unless the have an 3-10K stuffed in their pocket. :shrug:

 

[kom526]

Wouldn't that be the same?

Technically yes now that I look at it but for a purchase like this I am assuming that Q is referring opening a line of credit at the jewelry store as opposed to putting it on a card. *I hope that made sense.*