Mail Fraud - Stolen Checks!

[DannyMotorcycle]

Don't do it!! Send it via an online gift card type of thing.OR maybe through Cash app, Venmo or Zelle

a hacker got into my cashap account, and sent out $750.. The account was empty but it was linked to my capital one account.. $750 was withdrawn and sent to
i don't know who. I tried contacting cashap to no avail. I told capital one about it. They contacted cash ap. Cash ap told them it was a legitimate transaction.
Luckily capital one had given me a temporary refund credit until their investigation was over, and i had withdrawn everything, so i'm not really out $750 but now i have a bad mark on my banking credit system and reputable banks won't want to open a new account with me.. I already had a preexisting credit union and a few other checking accounts so it's not really hurting me but I was taking advantage of offers like $200 and more to open checking accounts with banks but it looks like i can't do that anymore. If you're smart you'll stop using cashap. Zelle is used by the federally insured banks and would be the way to go. If someone does a fraud through them, they could face federal bank fraud charges... but i've stopped using zelle also. They kept having problems wanting me to verify my identity and i was going in to suntrust and they would have to call zelle with an hour hold time.. And then the last time someone sent me $100 for a chromebook i sold and it didn't go through.. Luckily the buyer was a nice fellow Christian and sent the money to me instead of trying to block/avoid me from FB marketplace. (local guy)... So between zelle acting funny and then me trying to use them through discover and still having more problems I don't use zelle anymore either. Discover told me zelle handles their stuff and discover really has no control over anything. So i mean if you want to send money to a family member, zelle can be okay.. anyone else who can disappear i would recommend not using it. Also the other problem with trying to accept zelle at a public meet up, is that the person might not get any signal or they're new to zelle and take forever learning how to navigate the system... so i'm standing around way to long.. so now I sell cash only. Wait I do have pretty good experience with Navy Federals money transfer to other members... but yah' I'm strictly cash.. and if it's a larger amount i'll meet the person inside my bank and deposit it.

 

[FED_UP]

I see in SM newsnet that some people got caught stealing checks, and one worked in the post office, over 5 million worth. I would have just taken the first million or 2 and moved out of the country.

 

[RoseRed]

I see in SM newsnet that some people got caught stealing checks, and one worked in the post office, over 5 million worth. I would have just taken the first million or 2 and moved out of the country.

Link?

 

[DoWhat]

Link?

Grand Jury Indicts Five In Mail And Bank Fraud Scheme In Maryland - The BayNet

GREENBELT, Md. – A federal grand jury has returned an indictment charging five Marylanders with conspiracy to commit mail fraud and bank fraud and related charges in connection with a fraud scheme involving more than 600 stolen checks with a face value of over $5 million. The indictment was...

thebaynet.com

 

[RoseRed]

Grand Jury Indicts Five In Mail And Bank Fraud Scheme In Maryland - The BayNet

GREENBELT, Md. – A federal grand jury has returned an indictment charging five Marylanders with conspiracy to commit mail fraud and bank fraud and related charges in connection with a fraud scheme involving more than 600 stolen checks with a face value of over $5 million. The indictment was...

thebaynet.com

Thanks. I'm glad they were caught. I hope they are prosecuted to the hilt.

 

[Gilligan]

About damned time!!

 

[Kyle]

At the trial, their attorney will announce that it was just reparations, and they’ll let them go.

 

[Clem72]

About damned time!!

Either they grossly underestimated the number of checks these guys stole or there are other people out there doing it. There's no way they took 600 checks total from the millions of people in the area and it would have been as prevalent as it has been down here.

I couldn't get a good number on how many letters go through the WDC, but they do mention they send "1,611 trailers per week" from their center to other out of state centers. That's tractor trailers of non-local mail only.

 

[Tech]

Winning name is.....

 

[TPD]

I sure hope Trump appoints a new Postmaster General who will crack down on postal service employees and make sure they do their damn job! Just had a check returned to me from a Vendor because it initially never showed up to them - written and mailed 10/6/24. I issued a new check and that one they received. From another vendor, I've just received a past due notice for a check I wrote 12/1/24 that still has not been received by them. I just issued a stop payment on this one. It really shouldn't be that difficult to get a check from point A to B in a timely manner!! #smallbusinessstruggles

 

[awpitt]

I sure hope Trump appoints a new Postmaster General who will crack down on postal service employees and make sure they do their damn job! Just had a check returned to me from a Vendor because it initially never showed up to them - written and mailed 10/6/24. I issued a new check and that one they received. From another vendor, I've just received a past due notice for a check I wrote 12/1/24 that still has not been received by them. I just issued a stop payment on this one. It really shouldn't be that difficult to get a check from point A to B in a timely manner!! #smallbusinessstruggles

That does sound frustrating. Have you considered doing electronic payments if your venders offer that? Seems like it would be a lot easier than chasing checks around.

 

[Hessian]

I sure hope Trump appoints a new Postmaster General who will crack down on postal service employees and make sure they do their damn job! Just had a check returned to me from a Vendor because it initially never showed up to them - written and mailed 10/6/24. I issued a new check and that one they received. From another vendor, I've just received a past due notice for a check I wrote 12/1/24 that still has not been received by them. I just issued a stop payment on this one. It really shouldn't be that difficult to get a check from point A to B in a timely manner!! #smallbusinessstruggles

I was infuriated when I did a rollover for retirement and a certified letter never made it...then the recipient account said that new accounts were not properly funded. Unbelievable incompetence. It took 6 weeks to finally get funds from one acct over to a new IRA. That is slower than stage mail of the 1840's. Do we really have that many stupid people handling major financial arrangements?

 

[Sneakers]

I was infuriated when I did a rollover for retirement and a certified letter never made it...

When I did mine, I was concerned about sending a large check thru the mail. I opted to find a local office for my investor and hand carried the check to them, and they posted it directly to my account. Any paperwork was electronic.

 

[TPD]

That does sound frustrating. Have you considered doing electronic payments if your venders offer that? Seems like it would be a lot easier than chasing checks around.

unfortunately not all vendors offer that.

 

[Gilligan]

t.That. Because of the rampant theft operations targeting southern Md businesses like ours, we've spent a lot of time getting our larger volume suppliers on ACH payments. That costs. The rest...we send checks in registered mail. The USPS is a totally failed enterprise, taken over by mafia or mafia-like scum.

 

[Sneakers]

Would a debit card set aside specifically for vendor bill pay work? Just call and authorize over the phone. Debit is as good as cash.

 

[Gilligan]

Would a debit card set aside specifically for vendor bill pay work? Just call and authorize over the phone. Debit is as good as cash.

Office manager does pay a number of recurring bills that way. Good point.

 

[frequentflier]

I used to pay some vendors with a credit card that earned points and then pay in full when due. Earned points and the bank manager told me credit cards are safer to use than debit cards.

 

[Sneakers]

I used to pay some vendors with a credit card that earned points and then pay in full when due. Earned points and the bank manager told me credit cards are safer to use than debit cards.

True, but some vendors tack on an extra couple of percent for using a credit card. On a large invoice, that could be substantial. Either way, whatever works for a particular application.

 

[stgislander]

True, but some vendors tack on an extra couple of percent for using a credit card. On a large invoice, that could be substantial. Either way, whatever works for a particular application.

The power company serving Cumberland went to a 3rd-party billing service on 1/1/25. They charge a fee to pay your bill electronically (card or bank withdrawal). Mailing a check or walk-in payments at power company office is free.