ok I am worried

[BadGirl]

English your second language??

I HONESTLY answered at the time of the application that I did not ride a motorcycle. Now 15 years later I do.. DO you honestly think they would deny a claim because something has changed in the last 15 years? I doubt, not good publicity.

I'm sorry, we are denying your husbands death benefit because 20 years ago he stated he had no heart problems, yet yesterday he died from a heart attack..

Would you call your life insurance company today if you were diagnosed with cancer today?

Why are you acting like a jackalope? :shrug:

 

[Pete]

Not really, what I answered to be true on the application yesterday may not be true today. I'm not planning on giving anyone a reason to cancel a policy I've been paying on for more then 15 years, whether it be riding a motorcycle or being diagnosed with cancer..

Riding a motorcycle is a choice, developing the big casino isn't.

 

[vraiblonde]

Why are you acting like a jackalope?

Yeah, Bob - ya jackalope!

 

[K_Jo]

My homeowner's guy told me that about a swimming pool and other things that might encourage neighbor kids to die on my property. He didn't say anything about a dog.

 

[Cowgirl]

My homeowner's guy told me that about a swimming pool and other things that might encourage neighbor kids to die on my property. He didn't say anything about a dog.

 

[Larry Gude]

Well...

Riding a motorcycle is a choice, developing the big casino isn't.

...the insurance company makes us pay like it is.

 

[K_Jo]

Why are you acting like a jackalope? :shrug:

 

[julz20684]

Why are you acting like a jackalope? :shrug:

 

[kwillia]

Not really, what I answered to be true on the application yesterday may not be true today. I'm not planning on giving anyone a reason to cancel a policy I've been paying on for more then 15 years, whether it be riding a motorcycle or being diagnosed with cancer..

Let me explain. It is different because they can decide up front not to issue you a policy if you are considered a high risk. It is their right to do so. If your life is threatened once you are already covered and you continue to faithfully ensure your policy is paid on time, then they are bound to uphold their end of the deal. I know you know this... why are you being difficult?

And Vrai, your pool blurb is another excellent example of how you can end up underinsured (not covered) over time.

 

[Larry Gude]

Wait...

Why are you acting like a jackalope? :shrug:

...I know;


Because...he doesn't do Shakespeare.

 

[vraiblonde]

And Vrai, your pool blurb is another excellent example of how you can end up underinsured (not covered) over time.

He asked me about a trampoline, too. Said if I got anything like that, I should call and get it on my policy so if some kids enjoy unauthorized use of my toys and break their necks, I'm covered. It's like an extra $5 a year or some dumb thing.

 

[kwillia]

He asked me about a trampoline, too. Said if I got anything like that, I should call and get it on my policy so if some kids enjoy unauthorized use of my toys and break their necks, I'm covered. It's like an extra $5 a year or some dumb thing.

Yep. Another thing folks don't think about is the fact that their home value goes up over the years. I betcha there are a ton of people in our area who are up the creek if their homes burn down tonight because the are probably still paying based on a policy written 10-15 years ago which was for replacement of a home and it's contents based on the home's value back then. If your policy is written on a $100k home and that home is worth $300k today... what do you think the insurance company is going to give you as the value of that policy?

 

[BS Gal]

He asked me about a trampoline, too. Said if I got anything like that, I should call and get it on my policy so if some kids enjoy unauthorized use of my toys and break their necks, I'm covered. It's like an extra $5 a year or some dumb thing.

Right now I am imagining you jumping on your trampoline.

 

[Tinkerbell]

Anyone know yet if cuddles is pregnant?

Apparently we won't know until the 10th of August when she gets the blood test done. Or if she should start flowing before then!

 

[K_Jo]

Apparently we won't know until the 10th of August when she gets the blood test done. Or if she should start flowing before then!

I can't wait that long!

 

[Pete]

Right now I am imagining you jumping on your trampoline.

She would spill her beer.

 

[cdsulhoff]

I'm sorry! This would be some crap if I am. My sister is pg as well. We were PG together with our last one.. Too freaky if it is the same case..

 

[Pete]

DO you honestly think they would deny a claim because something has changed in the last 15 years? I doubt, not good publicity.
?

You bet your ass they do it everyday. Ask those people on the gulf coast how benevolent insurance companies are. Law suits galore because the insurance companies was trying to split hairs over what was water damage and what was flood damage. What about SGLI? Get in an automobile crash without a seatbelt see how fast they write out the check.

Bottom line to them is money. Bad press will go away with time because Americans forget.

 

[cattitude]

Why are you acting like a jackalope? :shrug:

It's the internet silly.

 

[cdsulhoff]

DO you honestly think they would deny a claim because something has changed in the last 15 years? I doubt, not good publicity.
?

They tell you that you are to report changes that could effect your policy.. If not, they have the right to refuse you coverage..