St Marys Hospital

Makavide

Not too talkative
How do I request a "fraud alert" be placed on my file?
You have the right to ask that nationwide consumer credit reporting companies place "fraud alerts" in your file to let potential creditors and others know that you may be a victim of identity theft. A fraud alert can make it more difficult for someone to get credit in your name because it tells creditors to follow certain procedures to protect you. It also may delay your ability to obtain credit. You may place a fraud alert in your file by calling just one of the three nationwide consumer credit reporting companies. As soon as that agency processes your fraud alert, it will notify the other two, which then also must place fraud alerts in your file.

Equifax: 1-877-576-5734; www.equifax.com
Experian: 1-888-397-3742; www.experian.com/fraud
TransUnion: 1-800-680-7289; www.transunion.com

An initial fraud alert stays in your file for at least 90 days. An extended alert stays in your file for seven years. To place either of these alerts, a consumer credit reporting company will require you to provide appropriate proof of your identity, which may include your Social Security number. If you ask for an extended alert, you will have to provide an identity theft report. An identity theft report includes a copy of a report you have filed with a federal, state, or local law enforcement agency. For more detailed information about the identity theft report, visit www.consumer.gov/idtheft.
 
Makavide said:
How do I request a "fraud alert" be placed on my file?
You have the right to ask that nationwide consumer credit reporting companies place "fraud alerts" in your file to let potential creditors and others know that you may be a victim of identity theft. A fraud alert can make it more difficult for someone to get credit in your name because it tells creditors to follow certain procedures to protect you. It also may delay your ability to obtain credit. You may place a fraud alert in your file by calling just one of the three nationwide consumer credit reporting companies. As soon as that agency processes your fraud alert, it will notify the other two, which then also must place fraud alerts in your file.

Equifax: 1-877-576-5734; www.equifax.com
Experian: 1-888-397-3742; www.experian.com/fraud
TransUnion: 1-800-680-7289; www.transunion.com

An initial fraud alert stays in your file for at least 90 days. An extended alert stays in your file for seven years. To place either of these alerts, a consumer credit reporting company will require you to provide appropriate proof of your identity, which may include your Social Security number. If you ask for an extended alert, you will have to provide an identity theft report. An identity theft report includes a copy of a report you have filed with a federal, state, or local law enforcement agency. For more detailed information about the identity theft report, visit www.consumer.gov/idtheft.
This is bogus. 90 days is not enough protection and one shouldn't have to wait until they are violated to get the 7 years.

All consumers should have the right to freeze their credit at will.
 
According to someone at St. Marys, the National ID Recovery company will automatically roll over the 90 days for one more three-month term. If you have any incidents of suspicious activity during this time frame, National ID will keep you on for free for seven more years....no cost to you. The hospital is paying for it.
 

JOKER

Great Mills Rd
Letter from Hospital

Here is a copy of the letter I received from the hospital.
It is in .pdf format.
should be able to open if you have Adobe reader.
 

Makavide

Not too talkative
kwillia said:
This is bogus. 90 days is not enough protection and one shouldn't have to wait until they are violated to get the 7 years.

All consumers should have the right to freeze their credit at will.


I agree. At a minimum, when you get a letter saying there is a possible compromise of your information, that should be sufficient to warrant the 7 years without having to wait till your ID is stolen and you file a complaint - (a little late in my opinion).

By the way, two years ago I registered a fraud alert with one of the reporting bureaus and two weeks later had no problems opening a new line of credit at a store.
 
nomoney said:
Make sure you do get the credit alert they are offering. Family friends that had their info on that laptop just had a notification that someone is trying to open accts up in Hagerstown under their names. Just FYI.
According to this story , which may or may not be true, no SSNs from this laptop have been used. Maybe its a coincidence about your family friends.
 
desertrat said:
According to this story , which may or may not be true, no SSNs from this laptop have been used. Maybe its a coincidence about your family friends.
The lady I talked to at National ID Recovery said there have been no reported cases of SSNs being used that tie back to the hospital's missing laptop. She then rattled out a list of other incidents in Maryland where there was large amounts of private info stolen within the past few months including a laptop from John Hopkins, and over 4 million folks resulting from the TJ Maxx, Marshalls (and one other store) data hit.
 
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