ArkRescue
Adopt me please !
what mortgage company lets you pay wiith a credit card?
Tell me why you don't auto-pay your bills?
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HemiHauler
Well-Known Member
Every one I have ever used. It’s generally considered a “cash advance”, though and comes with more fees. Not a problem, just more airline points.
SamSpade
Well-Known Member
Very few. I had Verizon on auto-pay until I noticed a jump in the cost and noticed that my credit card suddenly had a ton of charges I didn't make.I auto-pay everything I can because I'm a busy person who can't be bothered with things that will auto for me. When we first moved into our house I was paying the resort fee manually....until one month it was late being billed and I forgot about it until the resort mgr texted me that I hadn't paid yet.
Any Luddites on here still paying monthly/annual bills manually? And why?
This is a card FROM Verizon that I only use - for Verizon. Somehow there were charges, one for a dentist - in the PHILLIPINES.
So, no, have to check everything.
LightRoasted
If I may ...
For your consideration ...
Here's an article on how I do it. Even with the fee charge, I still come out ahead. Add in all the other monthly bills paid by credit card, electricity, cell phone, etc., the rewards really add up. And one of the benefits of using a credit card is that if something goes awry, some charge you need to challenge, the credit card companies will back you and investigate.
Oh. And one other thing. It's been mentioned that sometimes to stop a company from charging, when you can't get them to do so, is cancelling the card. Instead, just call the credit card company and say that your card was stolen or lost. They will issue you a new card with a new number under your existing account. So when a company that tries to charge your card again, they get declined.
www.forbes.com
Here's an article on how I do it. Even with the fee charge, I still come out ahead. Add in all the other monthly bills paid by credit card, electricity, cell phone, etc., the rewards really add up. And one of the benefits of using a credit card is that if something goes awry, some charge you need to challenge, the credit card companies will back you and investigate.
Oh. And one other thing. It's been mentioned that sometimes to stop a company from charging, when you can't get them to do so, is cancelling the card. Instead, just call the credit card company and say that your card was stolen or lost. They will issue you a new card with a new number under your existing account. So when a company that tries to charge your card again, they get declined.
How To Pay Your Mortgage With A Credit Card
In times of financial hardship, paying a mortgage with a credit card can help you buy some time and even give you the option to pay off a single mortgage payment over several months. Paying a mortgage with a credit card can also be a way to scoop up truckloads of rewards—or even earning a sizable
www.forbes.com
HemiHauler
Well-Known Member
It’s the Credit Card Competition Act of 2022. Senate bill below.
I don’t think this will end rewards programs. They want to put an end to transaction fees on cards, a cost borne directly by the merchant but certainly part of the retail price on goods.
The criticism that the the loss of these fees will reduce the amount of money with which they can fund these programs. These programs are largely paid for by late fees, interest charges, etc.
Processing credit transactions is a very real cost to merchants. I don’t know what business government has sticking its beak in here.
SamSpade
Well-Known Member
I hadn't looked at the bill, just what commercials were saying - the implication being the consumers are getting money that isn't being taxed.
OccamsRazor
Well-Known Member
If these transaction fees are directly impacting merchants (and assumed to be passed on to consumers), and these programs are largely funded by late fees and interest then... why is it bad for government to try to eliminate them?
PeoplesElbow
Well-Known Member
Kind of like saying I didn't get taxed on the 50 cent coupon I used on toilet paper.
SamSpade
Well-Known Member
Yeah I know. Still, I can remember a couple of home repairs that I paid with a credit card and paid the card with savings. Made about 500.Well God forbid....
When I buy something with points, it's taxed. When I've gotten cash back from a credit card, it was taxed.
ArkRescue
Adopt me please !
My Mom recently paid a $900 water bill after calling to ask why suddenly it was so high (usually under $200) and they said she had to pay it first and then dispute it to avoid having her service terminated WTH? Turns out they made an error and she has a $700 credit on her account. I said call them and ask for it to be returned. URGH THIS is why I don't auto pay anything from my bank account! I have 2 auto-pays and they go to a Credit Card where the damage can be challenged easily w/o affecting my money in the bank.
Tech
Well-Known Member
Verizon gives me a discount using a checking draft, think it's $10 a line.
Tech
Well-Known Member
Isn't it dead with the change of congress.
Sneakers
Just sneakin' around....
Mine is never more than $32. Once it made it to $40.
Same.
