FINANCING the ENGAGEMENT RING...
- Thread starter Qurious
- Start date
Toxick
Splat
Qurious said:
I fail to see any difference.
A house and a car are also all materialistic items for show.
I can rent an 3 bedroom apartment for 800 bucks a month. It may be a complete ####hole, but it's a roof and has a functioning stove and refrigerator.
I can buy a death-trap car that has 7 different colors of paint visible, belching smoke with bald tires for $400 outright, or I can get a rental or ride a bike.
But I want to live in a house with a yard, that has central air conditioning and a central vacuum system, and I want to drive an SUV that sparkles in the sunshine and has 75 cup-holders.
I can buy my fiancee a plain piece of copper, but I want her to have a nice gold with a carat or two worth of diamond on it.
What's the difference?
Bustem' Down
Give Peas a Chance
Sorry Toxick, that means you're a fool.Toxick said:
itsbob
I bowl overhand
The house to some extent, can be considered for show. Who really NEEDS a 500k house? I've seen couples with no kids in huge houses just because they can. Again, it's their money and to some extent it's an investment, but could they have been just as comfortable in a 200k house and less then half the payment? Probably..Qurious said:Who in the blue hell is considering a house and a car something someone has for "show"
come on now
I've got a "show" truck.. It's one I've always wanted since I was a kid, but could I have done with a smaller car? You bet, and it's one of my purchases from the past I regret, as in "Imagine what we could do with this money I pay out every month for this truck that sits in the yard 90% of the time!" I should have gone with the Cabrio my youngest daughter wanted, at least my payment would have been half of what it is now. (to my credit I did buy the truck used, so I paid less than half of what it would have been new)
We all learn by our mistakes, but the real smart ones (not me) would learn from other's mistakes.
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sockgirl77
Well-Known Member
True.Nickel said:And some women marry men who can afford to purchase that rock outright.
mv_princess
mv = margaritaville
Did you pay cash for them?Qurious said:I did NOT finance my Dooney & Bourke bag nor did I finance my BCBG shoes if thats what your asking.
And did you really need them? Probably not, you probably could have saved money.
Lugnut
I'm Rick James #####!
mv_princess said:
:shrug: That's what I did. I bought a used car with LOW miles, and a townhouse that I bargained down the price on. Because of that I have a lot more disposable income (AFTER putting money in savings!) and I can do stupid things on a whim like fly to bermuda for a weekend, or leave for vegas the day after tomorrow.
Tinkerbell
Baby blues
Toxick said:
You got 75 cup holders!
Dangit, I feel cheated. I only got 6. That's it, I'm financing another vehicle...
Toxick
Splat
Bustem' Down said:Sorry Toxick, that means you're a fool.
Well I'm in good company then, because so is everyone else who lives in anything better than a hovel, and drives anything better than a hooptie-mobile.
I don't see what's wrong with wanting something nice, getting something nice, and then paying it off.
The only way it would be foolish is if it were financed for more than you can afford. For instance, if you bring home $2000 a month, it would be foolish to finance a ring for more than, say $400-$500, depending on your other bills.
But just the fact that something is being financed does not mean that it is beyond your means, or foolhearty to get it.
Chasey_Lane
Salt Life
Many couples can sell their $100K home they purchased many moons ago for a good profit and easily afford a $500K house. :shrug: The point is, we don't need a lot of stuff we buy, but if it is a want that is affordable to the individual(s), that's their game...:shrug:itsbob said:
Chasey_Lane
Salt Life
Cavalier baby!!!!pixiegirl said:
