I talked to CPFCU, they will finance for 12yrs, up to 90% of the purcahse price. Since wifey and I havent truely made up our minds to the 100% mark, I'm not to worried about calling a few dealerships to find out their rates and years.
As for the truck, I'm thinking if I get the class IV hitch in all to handle the tongue weight, the weight of the model we are looking at, I will be at or around the 80-82% max trailer weight the truck says I can tow... So I don't think I will be pushing the limit TOO bad, as far as power goes, I've added the duals and intake to give me a little more, so Im not to concerned with having the ass for it, just have to worry bout the suspension in all