Because I'm not a loser, and I've done pretty well in the markets and life. If you knew anything about investing, you would know the 1st up days after major market corrections when stocks over sold generally pop pretty good 15 to 20% in other words easy money. I always have money in other liquid accounts ready to dive in when I think the time is right! Now make sure you print this out and read it every day because I just gave you a pearl necklace sweetie. Nothing like buying a stock that pays a 3% or more dividend for 20% less or more.