Isn't This Kinda Cart Before The Horse?

Gilligan

Gilligan

#*! boat!
PREMO Member
My curiosity prompted me to dig further in to this "purchase order" subject. LOL...it's just another name for what I've always seen referred to as the "purchase agreement" or "purchase contract". Now that makes sense.
 
DoWhat

DoWhat

Deplorable
PREMO Member
DEEKAYPEE8569 said:
No Gilligan, it's not. In 2012 they granted and disbursed a loan I applied for.....without a purchase order. It seems like this requirement to have a purchase order prior to disbursing the loan is a peculiarity/rule.....whatever you want to call it, my bank has. Yeah, it was only three years ago, but I don't remember having to get a purchase order from Wiengardner in L'town; I just filled out a loan app. at the bank for the list price ($16,666.00). I paid $5K at the dealership, signed the papers and that was it; but I'm not walking into the dealership with $5K this time. At the most, my down payment will be $2500.

It appears I am going to have to go to Waldorf, first, to get a purchase order that defines a final purchase price and my down payment amount; because they will not fax me a purchase order. The person at the dealership wants me to go up there and play the negotiate game, then I take that paperwork to my bank; show it to the loan officer who will cut me a check for the written price of the car plus tax, title, tag fees; figures that they (the bank) will compute; then take the check back to the dealership to take delivery of the car; a total of two round trips that can be taken care of from the dealership's perspective with a fax. The car has a "discounted" price advertised. $1916.00 IS less than what the MSRP is. That lower figure is the number I'm shooting for. I applied for the full MSRP amount figuring I could use that $1916.00 difference to pay the fees and just make payments on the full MSRP. Apparently it don't work that way.
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Why are you making this soooooooooooooooooooooo difficult?
 
N

nutz

Well-Known Member
DEEKAYPEE8569 said:
(I take this as having to make two more trips to the dealership. One to "negotiate" and/or get a hard copy purchase order; and another trip to pick up the car, after going to the bank and getting a check for whatever amount is on the P.O.).
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The dealership will most likely let you drive away with the car once you give them the preapproval letter, if you ask to.
 
DEEKAYPEE8569

DEEKAYPEE8569

Well-Known Member
DoWhat said:
Why are you making this soooooooooooooooooooooo difficult?
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I figured I'd post about this just to see who it would p*ss off, or, 'because I can.' Those were my knee-jerk-reaction answers DoWhat.
I also thought, since many here have probably bought far many more cars than I have would have some words of wisdom and not gripe about those of us; okay, me; who haven't; who don't want to spend more than necessary. I know there are those of you who can do that, but me, not so much. 'Then why buy a new car?' you might ask. Well, because I can but with at least a little more knowledge and at a fair and reasonable price; not sticker OR list price. Been there, done that already; don't intend to do it again.
 
DEEKAYPEE8569

DEEKAYPEE8569

Well-Known Member
nutz said:
The dealership will most likely let you drive away with the car once you give them the preapproval letter, if you ask to.
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It just seems like it would be simpler for the dealership to fax a copy of the purchase order; that the bank wants; and I take that to the bank, pick up a check and go to the dealership.
But, if taking the pre-approval letter to the dealership works (does it really?) See? I learned something new; if that works and if the bank will do it that way without a P.O......I guess I'll find out.
 
DEEKAYPEE8569

DEEKAYPEE8569

Well-Known Member
littlelady said:
Congrats on your new car, DKP! You did your homework. I hope you are happy. You be sportin'! :smile:
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I don't see a :sarcasm: smilie in your post; so, thank you.

I'm happy l.l., however, the buyer's remorse is setting in now, kinda. This is being fueled by the "incorrect" way I went about getting my new wheels.
I F'd up there. I didn't say a word to anybody at home; I just went and did it. I did however, tell a family friend; but not anyone in the house; what I wanted and what I was doing. I'm halfway afraid that this is going to cause a rift in a friendship; 'You knew D was going to do this and neither of you told ME?' I heard everything.....'This is not a good time right now,' 'Why didn't you trust us enough to tell US what you were doing?!' (To me, this is not about not trusting anybody at home, about anything). And, I can't forget, 'Didn't you learn anything from the last time you bought a car without letting anybody know anything?!'

I get home around 7 last night; after having left around 11 in the morning, to find the Yellow Pages open to "Hospitals."
"You were gone ALL day!" "We didn't know where you were!" "We called your cell and you didn't answer!" (You turned it off, didn't you!) "So, we just started calling hospitals!" Followed by every other extreme unknown. So, what should have been a feel good experience turned into a not-so-much experience. MY fault.....I know.....
 
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glhs837

glhs837

Power with Control
PrchJrkr said:
:ghey:
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Wrong Mazda Prch........... you were thinking of the MX-5, or the Miata as it's more commonly known :) the Mazda Six is a four door sedan, and like most of Mazdas current offerings, (barring the abominable Mazda 2) a pretty damn sexy looking car. The interior of my last rental one wasn't for me, but they do look great.
 
kwillia

kwillia

n/a
DEEKAYPEE8569 said:
:biggrin: When the buyer's remorse subsides and the what if's go away, I think I'll be okay.
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If: A) You can afford your new monthly payment and increase (if any) in insurance and B) you like the care you chose then tell your family and friends who are trying to get you disturbed to C) their way out of it... you are an adult and the decision was completely yours to make! :starcat:
 
Gilligan

Gilligan

#*! boat!
PREMO Member
DEEKAYPEE8569 said:
I don't see a :sarcasm: smilie in your post; so, thank you.

I'm happy l.l., however, the buyer's remorse is setting in now, kinda. This is being fueled by the "incorrect" way I went about getting my new wheels.
I F'd up there. I didn't say a word to anybody at home; I just went and did it. I did however, tell a family friend; but not anyone in the house; what I wanted and what I was doing. I'm halfway afraid that this is going to cause a rift in a friendship; 'You knew D was going to do this and neither of you told ME?' I heard everything.....'This is not a good time right now,' 'Why didn't you trust us enough to tell US what you were doing?!' (To me, this is not about not trusting anybody at home, about anything). And, I can't forget, 'Didn't you learn anything from the last time you bought a car without letting anybody know anything?!'

I get home around 7 last night; after having left around 11 in the morning, to find the Yellow Pages open to "Hospitals."
"You were gone ALL day!" "We didn't know where you were!" "We called your cell and you didn't answer!" (You turned it off, didn't you!) "So, we just started calling hospitals!" Followed by every other extreme unknown. So, what should have been a feel good experience turned into a not-so-much experience. MY fault.....I know.....
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? Somehow I had the impression that you were older than that.

Enjoy your new ride, though.
 
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DEEKAYPEE8569

DEEKAYPEE8569

Well-Known Member
Gilligan said:
Well...I was about 18 when I no longer had to worry ever again about all that flack you described. That kind of "older".
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I could give you the long-winded explanation but you don't want that in your PM's and nobody on the public forum would read it and not make comments; so.....
 
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